Checking Your Credit Report – For Free!
Now don’t get too excited, this blog is meant to help you obtain your free credit report, not your credit score. Unfortunately, I have yet to find a company that will provide you with a free,...
View ArticleRecovering from Identity Theft
Fraud/identity theft occurs when someone pretends to be you in order to steal money or get other benefits. Someone may obtain your credit card number and personal information, then use it to purchase...
View ArticleThe Enduring Question – Cash or Credit?
When discussing budgets with clients, I’m often asked the question, “should I execute my monthly budget using cash or credit?” The majority of studies on budgeting and personal finance will advocate...
View ArticleThe Best Balance Transfer Credit Cards
I recently began coaching a new client struggling to gain a foothold with their credit card debt. Although they are able to make the minimum monthly payments on all of their credit cards, they...
View ArticleBypass Those Pesky Balance Transfer Fees
The days of the flat rate balance transfer fee are over. Prior to the credit crunch of the mid- to late-2000s, one could transfer a balance from one credit card to another for only a nominal flat fee...
View ArticleThe Best Rewards Credit Cards
Clients regularly ask me what rewards credit card I recommend. Depending on their individual circumstances, I will recommend one of several cards whose rewards and characteristics I feel relatively...
View ArticleThe Top Zero-Interest Credit Cards
Zero-interest promotional credit cards are great for those with ‘Good’ (666-749) to ‘Excellent’ (750-850) credit score that are looking for a card that will either provide short-term financing for a...
View ArticleCredit Cards for People Looking to Build Credit
One of the most obnoxious catch-22s is the old saying, “the best way to build credit is with credit”. In other words, the prudent use of a credit card will result in an improved credit score and...
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